Terms & Disclosures

1. Agreement to These Terms

These Terms & Disclosures (“Terms”) govern your use of this website and related content operated by Spendown LLC, a Virginia limited liability company doing business through the FundUuP brand (“FundUuP,” “Spendown,” “we,” “us,” or “our”). By accessing or using the website, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website.

You must be at least 18 years old and legally able to act for yourself or the business you represent.

2. What FundUuP Does

FundUuP provides business-development, referral, consulting, and solution-identification services. Depending on the opportunity, we may introduce visitors to independent funding sources, lenders, brokers, consultants, tax professionals, medical revenue-recovery specialists, project-finance professionals, or other providers.

Unless expressly stated in a separate written agreement, Spendown LLC is not the provider, lender, creditor, broker-dealer, investment adviser, bank, accounting firm, law firm, insurance carrier, tax-return preparer, healthcare provider, or claims administrator responsible for a third party’s services.

3. No Offer, Approval, or Professional Advice

Website content is for general informational and business-development purposes. It is not an offer or commitment to lend, extend credit, fund a project, settle debt, recover revenue, provide a tax benefit, or perform any other service. It is not legal, tax, accounting, investment, medical, or other regulated professional advice.

Do not make a financial, tax, legal, healthcare, or project decision based solely on this website. Consult appropriately licensed professionals who understand your specific circumstances.

4. Funding and MCA Disclosures

Financing and consolidation opportunities are subject to provider eligibility standards, underwriting, documentation, verification, credit and risk review, applicable law, and final approval. Rates, fees, repayment structure, collateral requirements, personal guarantees, time to funding, and total cost vary by provider and applicant. Submitting an inquiry does not constitute an application to a particular provider and does not guarantee an offer, approval, consolidation, savings, or improved cash flow.

Carefully review all provider disclosures and agreements before accepting any financing. Some commercial financing products may have high costs or frequent repayment requirements.

5. Medical Underpayment Recovery Disclosures

Any medical underpayment review or recovery service is performed under the terms established by the applicable independent provider. Eligibility, methodology, contingency fees, documentation requirements, recovery timelines, payer response, and results vary. No recovery amount or outcome is guaranteed.

Do not submit patient-identifying information or protected health information through a general website form. Any exchange of regulated healthcare data must occur only through an approved secure process and under any agreements required by law.

6. Tax Incentive and Cost-Segregation Disclosures

Tax incentive, credit, and cost-segregation opportunities depend on the taxpayer, property, transaction, activities, documentation, current law, and the analysis of qualified tax and engineering professionals. FundUuP does not provide tax opinions or guarantee eligibility, deductions, credits, audit outcomes, or savings. Your tax adviser is responsible for determining how any analysis should be reported.

7. Commercial-Project Financing Disclosures

Project-finance inquiries are subject to review of sponsorship, experience, feasibility, capital structure, equity, collateral, valuation, permits, contracts, market conditions, due diligence, and provider requirements. The reference to projects “up to $100 million” describes the general opportunity range sought and is not a commitment or representation that funding is available for any project or amount.

8. Independent Providers and Compensation

Third-party providers are independent businesses and are responsible for their own licensing, disclosures, advice, underwriting, agreements, performance, security, and compliance. We do not control and are not responsible for their decisions or services.

Spendown LLC may receive a referral fee, commission, consulting fee, marketing fee, revenue share, or other compensation from a provider or participant when permitted by law. Compensation arrangements may vary and may create a financial incentive to make an introduction. Ask us or the applicable provider if you would like information about compensation associated with your opportunity.

9. Your Responsibilities

You agree to provide accurate, current, and complete information; to have authority to provide information about the business or project; and to use the website lawfully. You are responsible for reviewing all provider terms and independently determining whether a solution is appropriate.

You may not misuse the website, attempt unauthorized access, introduce malicious code, interfere with operation, scrape content in violation of law, impersonate another person or organization, or submit confidential information you are not authorized to disclose.

10. Communications Consent

When you submit an inquiry, you request that Spendown LLC respond by email or telephone using the information provided. You may withdraw permission for marketing communications at any time. Consent to marketing is not a condition of obtaining a product or service. Any automated or prerecorded marketing calls or texts will require the consent mandated by applicable law.

11. Intellectual Property

The website, FundUuP branding, text, design, graphics, and other original content are owned by Spendown LLC or used with permission and are protected by applicable intellectual-property laws. You may use the site for your own legitimate business evaluation but may not reproduce, sell, publish, modify, or exploit its content without prior written permission.

12. Third-Party Links

Links and introductions to third parties are provided for convenience and evaluation. They do not constitute a guarantee or endorsement. We are not responsible for third-party websites, products, services, privacy practices, availability, or content.

13. Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, noninfringement, availability, or results. We do not warrant that the website will be uninterrupted, secure, or error-free.

14. Limitation of Liability

To the fullest extent permitted by law, Spendown LLC and its owners, officers, employees, agents, and affiliates will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages; lost profits, revenue, data, business, or opportunities; or damages arising from a third-party provider, even if advised of the possibility.

To the fullest extent permitted by law, our aggregate liability arising from the website or these Terms will not exceed the greater of $100 or the amount you paid directly to Spendown LLC for the specific website-related service giving rise to the claim during the six months before the event. Some jurisdictions do not allow certain exclusions or limitations, so some of this section may not apply to you.

15. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Spendown LLC and its owners, officers, employees, agents, and affiliates from claims, losses, liabilities, and reasonable costs arising from your unlawful use of the website, your breach of these Terms, information you submit without authority, or your violation of another person’s rights.

16. Governing Law and Disputes

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles. Any dispute not resolved informally will be brought in a state or federal court having jurisdiction in Virginia, and each party consents to personal jurisdiction and venue there, except where applicable law requires otherwise.

Before filing a claim, please send a written description to info@spendown.com and allow 30 days for a good-faith effort to resolve the matter. This informal process does not extend a legally applicable filing deadline.

17. Changes and Severability

We may update these Terms by posting a revised version with a new “Last updated” date. Continued use after the effective date of revised Terms constitutes acceptance to the extent permitted by law. If a provision is held unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will remain in effect. Failure to enforce a provision is not a waiver.

18. Contact

Spendown LLC
FundUuP Legal
info@spendown.com
Virginia, United States