Privacy Policy

1. Who We Are

This Privacy Policy describes how Spendown LLC, a Virginia limited liability company doing business through the FundUuP brand (“FundUuP,” “Spendown,” “we,” “us,” or “our”), collects, uses, discloses, and protects information through this website and related communications.

Questions and privacy requests may be sent to info@spendown.com.

2. Information We Collect

Depending on how you interact with us, we may collect:

• Contact information, such as your name, business email, telephone number, company, and job title.
• Business and opportunity information, such as the solution you are seeking, approximate revenue or project size, timing, business needs, and information included in your message.
• Communications, including emails, call notes, meeting requests, preferences, and follow-up history.
• Technical and usage information, such as IP address, browser and device information, pages viewed, referring pages, approximate location derived from IP address, and interactions with the website or our communications.
• Marketing information, including campaign attribution, advertising identifiers, and your communication or advertising preferences.

We may receive information directly from you, automatically through cookies and similar technologies, from referral sources, or from public and commercially available business sources.

3. Please Do Not Submit Sensitive Information

Do not submit protected health information, patient records, medical claim details that identify a patient, Social Security numbers, tax identification numbers, banking passwords, full payment-card numbers, or other highly sensitive personal information through a general website form. If sensitive documentation is needed later, we or an independent solution provider will provide an appropriate secure method.

4. How We Use Information

We may use information to:

• Respond to inquiries and assess whether a requested solution may be a fit;
• Create and maintain lead, contact, and opportunity records in Zoho CRM or related business systems;
• Communicate by email or telephone about an inquiry, requested service, referral, or potential next step;
• Connect you, with appropriate context, to independent lenders, consultants, tax professionals, recovery specialists, financing sources, or other solution providers;
• Operate, secure, troubleshoot, measure, and improve the website and our services;
• Understand campaign performance and conduct analytics;
• Personalize and deliver advertising or remarketing, subject to applicable law and available opt-out rights;
• Prevent fraud, enforce our terms, protect rights and safety, and comply with law.

5. Cookies, Analytics, and Advertising

We and service providers may use cookies, pixels, tags, and similar technologies to operate the site, remember preferences, measure traffic, understand which campaigns generate inquiries, and support advertising or remarketing. Some technologies may recognize your browser across websites or over time.

You can limit cookies through your browser settings. Where required by law, we will provide additional consent or privacy-choice controls. We will also honor legally recognized opt-out preference signals where required.

6. How We Disclose Information

We may disclose relevant information to:

• Service providers, including website hosting, CRM, email, analytics, security, communications, and advertising providers;
• Independent solution providers and referral partners when reasonably necessary to evaluate or pursue the solution you requested;
• Professional advisers such as attorneys, accountants, insurers, and compliance consultants;
• Authorities or other parties when required by law or reasonably necessary to protect rights, safety, or the integrity of our operations;
• Transaction participants in connection with a merger, financing, acquisition, reorganization, or sale of assets, subject to appropriate protections.

We do not sell personal information for money. Certain advertising or analytics disclosures may be considered “sale,” “sharing,” or targeted advertising under some state privacy laws. Where those laws apply, you may opt out as described below.

7. Your Choices and Privacy Rights

You may ask to access, correct, delete, or obtain a copy of certain personal information, or to opt out of targeted advertising, sale or sharing, or certain profiling, where applicable law provides those rights. You may also unsubscribe from marketing email through the link in the message or by contacting us. Transactional or inquiry-related communications may continue when appropriate.

Submit a request to info@spendown.com with “Privacy Request” in the subject line. Please identify the right you wish to exercise and the email address associated with your interaction. We may request reasonable information to verify your identity. Authorized agents may submit requests where permitted by law, subject to verification of their authority.

Virginia residents may also appeal a denial by emailing the same address with “Privacy Appeal” in the subject line. If an appeal is denied, you may contact the Virginia Attorney General. We will not discriminate against you for exercising applicable privacy rights.

8. Communications

By submitting an inquiry, you request and authorize us to respond using the contact information you provide. Marketing emails will include an appropriate method to unsubscribe. You may ask us to stop marketing calls or messages at any time. Consent to receive marketing communications is not a condition of obtaining any product or service. Automated or prerecorded marketing calls or texts will be made only when legally permitted and after obtaining any consent required by law.

9. Retention and Security

We retain information for as long as reasonably necessary for the purposes described in this Policy, including evaluating and servicing opportunities, maintaining business and compliance records, resolving disputes, and enforcing agreements. Retention depends on the type and sensitivity of the information, the relationship, legal requirements, and operational need.

We use reasonable administrative, technical, and physical safeguards designed to protect information. No transmission or storage system is completely secure, and we cannot guarantee absolute security.

10. Third-Party Services

The website may link to or connect you with third-party websites and independent providers. Their privacy practices are governed by their own policies. Review those policies before providing information directly to them.

11. Children

This website is intended for business users and adults age 18 or older. It is not directed to children, and we do not knowingly collect personal information from children through the website.

12. Changes to This Policy

We may update this Policy as our practices, technology, or legal obligations change. The “Last updated” date will identify the current version. Material changes may also be communicated through the website or another appropriate channel.

13. Contact Us

Spendown LLC
FundUuP Privacy
info@spendown.com
Virginia, United States